The Global Risk Institute (GRI) is excited to partner with the Retirement and Savings Institute at HEC Montréal, to solicit research proposals on Pensions, Household Financial Wellness, and Retirement. Amounts of $40-90k (CAD) for each project are available over a period of 18 months. We have a strong interest in the following research topics, but welcome proposals on other relevant topics.
Financial Wellness and Sustainability
Household Financial Wellness
As households face ever more complex financial decisions, we seek papers that explore strategies and interventions to enhance financial wellness and improve financial decision-making. Among other things, this could include financial literacy, planning and advice.
Retirement Income Shortfalls
Papers that examine retirement income shortfalls and potential solutions are welcome. We are interested in research that considers the challenges posed by demographic change and explores ways to mitigate risks and ensure retirement security.
Demographic Change Impacting Asset Allocation
We seek submissions that examine how demographic shifts are influencing asset allocation decisions and strategies. Research on how changes in population composition (i.e., age, gender, etc.) impact asset allocation would be welcome.
We welcome papers that investigate strategies for managing wealth decumulation, such as how retirees can draw down assets in a sustainable way and what role annuities or other financial innovations/products can play in providing a secure retirement income stream.
Emerging Risk Impacting Asset Allocation
Papers that examine investment risks and ways to improve investment decision-making are of interest. We welcome research on topics such as investment and inflation management, investment decisions related to economic and geopolitical risks, ESG goals and risk mitigation, AI and technology in investment decision-making, as well as longevity risks and survival uncertainty.
Talent Recruitment & Retention and Labor Market Developments
We are interested in research that considers the impact of flexible contracts, employer pensions, working longer, vitality, and productivity on talent retention & recruitment and labor market outcomes.
We welcome submissions from university faculty, either those based in Canada or elsewhere, who are scholars in finance, economics, business, and related fields. Researchers of funded projects will be invited to present their completed research at a conference focused on Pensions, Household Financial Wellness, and Retirement.