Research Partnership

Proposals due September 30, 2023, 5:00 p.m EST

Project budget:

$40k to $90k (per project) for 18 months.

Note that any indirect costs associated with a research project should be included in the total project amount, and these costs cannot exceed 30% of the total direct costs.

All submissions must be no longer than 5 pages (in English or French) and include a budget, timelines, and be submitted in single attachment (PDF) no later than 5:00 p.m. ET on September 30, 2023. If interested, please submit a project’s motivation, main research question, names of investigators, methods, data sources, anticipated outcomes and a preliminary list of references.

Targeted timeline and deliverables (and fund disbursement):

  • Research to be conducted from November 1, 2023 through October 30, 2024 (40% of funds disbursed on signing award).
  • Deliverables on November 1, 2024 (25% of funds disbursed): Interim progress report and presentation of research results at GRI and/or RSI event.
  • Deliverables on April 30, 2025(35% of funds disbursed): Working paper or pre-print copy of a research article prepared and/or submitted for publication to a research journal, along with a three-page summary of the research.

Please send submissions or questions to

Submissions will be reviewed by a group composed of a mix of academic scholars and subject-matter experts. Projects will be selected and authors informed no later than October 30, 2023.

The Global Risk Institute (GRI) is excited to partner with the Retirement and Savings Institute at HEC Montréal, to solicit research proposals on Pensions, Household Financial Wellness, and Retirement. Amounts of $40-90k (CAD) for each project are available over a period of 18 months. We have a strong interest in the following research topics, but welcome proposals on other relevant topics.

Financial Wellness and Sustainability

Household Financial Wellness

As households face ever more complex financial decisions, we seek papers that explore strategies and interventions to enhance financial wellness and improve financial decision-making. Among other things, this could include financial literacy, planning and advice.

Retirement Income Shortfalls

Papers that examine retirement income shortfalls and potential solutions are welcome. We are interested in research that considers the challenges posed by demographic change and explores ways to mitigate risks and ensure retirement security.

Demographic Change Impacting Asset Allocation

We seek submissions that examine how demographic shifts are influencing asset allocation decisions and strategies. Research on how changes in population composition (i.e., age, gender, etc.) impact asset allocation would be welcome.

Wealth Decumulation

We welcome papers that investigate strategies for managing wealth decumulation, such as how retirees can draw down assets in a sustainable way and what role annuities or other financial innovations/products can play in providing a secure retirement income stream.

Emerging Risk Impacting Asset Allocation

Papers that examine investment risks and ways to improve investment decision-making are of interest. We welcome research on topics such as investment and inflation management, investment decisions related to economic and geopolitical risks, ESG goals and risk mitigation, AI and technology in investment decision-making, as well as longevity risks and survival uncertainty.

Talent Recruitment & Retention and Labor Market Developments

We are interested in research that considers the impact of flexible contracts, employer pensions, working longer, vitality, and productivity on talent retention & recruitment and labor market outcomes.

We welcome submissions from university faculty, either those based in Canada or elsewhere, who are scholars in finance, economics, business, and related fields. Researchers of funded projects will be invited to present their completed research at a conference focused on Pensions, Household Financial Wellness, and Retirement.