Scientific Publications by Researchers of the Institute
Choinière-Crèvecoeur, I., P.-C. Michaud
“Reverse mortgages and financial literacy”
Journal of Financial Literacy and Wellbeing, 1(1), 79-102. doi:10.1017/flw.2023.4
Achou B.
“Housing in Medicaid: Should It Really Change?”
American Economic Journal: Economic Policy, 15 (1): 1-36.DOI: 10.1257/pol.20200178
Achou B., Y. Décarie, L. Godbout, P.-C. Michaud, J. Navaux and S. St-Cerny
« Finance of the Nation: Mitigating the Economic Impacts of Population Aging on Growth and Public Revenues—Can the Tax Mix Help? »
Canadian Tax Journal, Vol.70, no. 4, pp. 885. doi.org/10.32721/ctj.2022.70.4.fon
Laurin, M., D. Messacar and P.-C. Michaud
“Financial literacy and the timing of tax-preferred savings account withdrawals”
Journal of Accounting and Public Policy, Vol.42, no. 2, 106922, doi.org/10.1016/j.jaccpubpol.2021.106922.
Clavet, N.-J., R. Hébert, P.-C. Michaud and J. Navaux
“The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care?”
Canadian Public Policy, 48(S2), November 2022, pp. 35-50. doi.org/10.3138/cpp.2022-031
Achou, B., P. De Donder, F. Glenzer, M. Lee and M-L. Leroux.
” Nursing home aversion post-pandemic: Implications for savings and long-term care policy ”
Journal of Economic Behavior & Organization, #201, September 2022, pp. 1-21. doi.org/10.1016/j.jebo.2022.06.034
Boyer, M. M., P. d’Astous and P.-C. Michaud.
“Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions?”
Review of Economics and Statistics (2022) 104(3), pp. 541–556. doi.org/10.1162/rest_a_00973
Andersen, S., P. d’Astous, J. Martinez-Correa and S. Shore
“Responses to Eliminating Savings Commitments: Evidence from Mortgage Run-offs”
Journal of Money, Credit and Banking, 54, pp. 1369-1405. https://doi.org/10.1111/jmcb.12879
Décarie, Y. and P.-C. Michaud
“Counting the Dead: COVID-19 and Mortality in Quebec and British Columbia During the First Wave”
Canadian Studies in Population, 48(2-3), pp. 139–164.doi.org/10.1007/s42650-021-00053-z
Boyer, M. M. and F. Glenzer
“Pensions, annuities, and long-term care insurance: on the impact of risk screening”
The Geneva Risk and Insurance Review, 46, pp. 133–174.doi.org/10.1057/s10713-020-00058-9
Bédard, N. and P.-C. Michaud
“Playing with Fire? Household Debt near Retirement in Canada”
Canadian Public Policy/Analyse de politiques, 47(1), pp. 56-71.doi.org/10.3138/cpp.2019-041
Fonseca, R., P.-C. Michaud, T. Galama and A. Kapteyn
“Accounting for the Rise of Health Spending and Longevity”
Journal of the European Economic Association, 19(1), pp. 536–579.doi.org/10.1093/jeea/jvaa003
Achou, B.
“Housing liquidity and long-term care insurance demand: A quantitative evaluation”
Journal of Public Economics, 194, 104353.doi.org/10.1016/j.jpubeco.2020.104353
Boyer, M., S. Box-Couillard and P.-C. Michaud
“Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge”
Journal of Economic Behavior & Organization, 180, pp. 883-902. doi.org/10.1016/j.jebo.2019.03.022
Achou, B., D. Boisclair, P. d’Astous, R. Fonseca, F. Glenzer and P.-C. Michaud
“The Early Impact of the COVID-19 Pandemic on Household Finances in Québec”
Canadian Public Policy/Analyse de politiques, 46(s3), pp. S217–S235. doi.org/10.3138/cpp.2020-087
Lusardi, A., P.-C. Michaud and O.S. Mitchell
“Assessing the Impact of Financial Education Programs: A Quantitative Model“
Economics of Education Review, 78, 101899. doi:10.1016/j.econedurev.2019.05.006
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
“Long-Term Care Insurance: Information Frictions and Selection”
American Economic Journal: Economic Policy, 12-3, pp. 134-169. doi.org/10.1257/pol.20180227
Michaud, P.-C., A. Van Soest and L. Bissonnette
“Understanding Joint Retirement”
Journal of Economic Behavior & Organization, 173, pp. 386-401. doi.org/10.1016/j.jebo.2019.07.013
d’Astous, P.
“Responses to an anticipated increase in cash on hand: Evidence from term loan repayments”
Journal of Banking & Finance, 108, 105649. doi.org/10.1016/j.jbankfin.2019.105649.
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
“A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle”
Canadian Public Policy/Analyse de politiques, 45(2), 262-282. doi.org/10.3138/cpp.2018-023.
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
“Long Term Care Risk Misperceptions”
The Geneva Papers on Risk and Insurance – Issues and Practice, 44, 183–215. Published online. doi.org/10.1057/s41288-018-00116-4.
Boisclair, D., G. Lacroix, S. Marchand and P.-C. Michaud
“Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program”
Canadian Public Policy/Analyse de politiques, 44(2). doi.org/10.3138/cpp.2017-038.
Bissonnette, L., M. D. Hurd and P.-C. Michaud
“Individual Survival Curves Comparing Subjective and Observed Mortality Risks”
Health Economics, 26(12), e285–e303. doi:10.1002/hec.3506
Hurd, M. D., S. Rohwedder and P.-C. Michaud
“The Distribution of Lifetime Nursing Home Use and of Out‐of‐Pocket Spending”
Proceedings of the National Academy of Sciences (PNAS), 114(37), 9838–9842. doi: 10.1073/pnas.1700618114