Scientific Publications by Researchers of the Institute

Clavet, N.-J., R. Hébert, P.-C. Michaud and J. Navaux (forthcoming)
The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care?
Canadian Public Policy

Laurin, M., D. Messacar and P.-C. Michaud (forthcoming)
Financial literacy and the timing of tax-preferred savings account withdrawals
Journal of Accounting and Public Policy

Achou, B. (forthcoming)
Housing in Medicaid: Should it Really Change?
American Economic Journal: Economic Policy

Achou, B., P. De Donder, F. Glenzer, M. Lee and M-L. Leroux.
Nursing home aversion post-pandemic: Implications for savings and long-term care policy
Journal of Economic Behavior & Organization, #201, September 2022, pp. 1-21. https://doi.org/10.1016/j.jebo.2022.06.034

Boyer, M. M., P. d’Astous and P.-C. Michaud.
Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions?
Review of Economics and Statistics (2022) 104(3), pp. 541–556. doi.org/10.1162/rest_a_00973

Messacar, D., M. Laurin and P.-C. Michaud
Understanding the tax implications of Registered Retirement Savings Plans
Statistics Canada, Economic and Social Reports

Andersen, S., P. d’Astous, J. Martinez-Correa and S. Shore
Responses to Eliminating Savings Commitments: Evidence from Mortgage Run-offs
Journal of Money, Credit and Banking, 54, pp. 1369-1405. https://doi.org/10.1111/jmcb.12879

Décarie, Y. and P.-C. Michaud
Counting the Dead: COVID-19 and Mortality in Quebec and British Columbia During the First Wave
Canadian Studies in Population, 48(2-3), pp. 139–164.doi.org/10.1007/s42650-021-00053-z

Boyer, M. M. and F. Glenzer
Pensions, annuities, and long-term care insurance: on the impact of risk screening
The Geneva Risk and Insurance Review, 46, pp. 133–174.doi.org/10.1057/s10713-020-00058-9

Bédard, N. and P.-C. Michaud
Playing with Fire? Household Debt near Retirement in Canada
Canadian Public Policy/Analyse de politiques, 47(1), pp. 56-71.doi.org/10.3138/cpp.2019-041

Fonseca, R., P.-C. Michaud, T. Galama and A. Kapteyn
Accounting for the Rise of Health Spending and Longevity
Journal of the European Economic Association, 19(1), pp. 536–579.doi.org/10.1093/jeea/jvaa003

Achou, B.
Housing liquidity and long-term care insurance demand: A quantitative evaluation
Journal of Public Economics, 194, 104353.doi.org/10.1016/j.jpubeco.2020.104353

Boyer, M., S. Box-Couillard and P.-C. Michaud
Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge
Journal of Economic Behavior & Organization, 180, pp. 883-902. doi.org/10.1016/j.jebo.2019.03.022

Achou, B., D. Boisclair, P. d’Astous, R. Fonseca, F. Glenzer and P.-C. Michaud
The Early Impact of the COVID-19 Pandemic on Household Finances in Québec
Canadian Public Policy/Analyse de politiques, 46(s3), pp. S217–S235. doi.org/10.3138/cpp.2020-087

Lusardi, A., P.-C. Michaud and O.S. Mitchell
Assessing the Impact of Financial Education Programs: A Quantitative Model
Economics of Education Review, 78, 101899. doi:10.1016/j.econedurev.2019.05.006

Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
Long-Term Care Insurance: Information Frictions and Selection
American Economic Journal: Economic Policy, 12-3, pp. 134-169. doi.org/10.1257/pol.20180227

Michaud, P.-C., A. Van Soest and L. Bissonnette
Understanding Joint Retirement
Journal of Economic Behavior & Organization, 173, pp. 386-401. doi.org/10.1016/j.jebo.2019.07.013

d’Astous, P.
Responses to an anticipated increase in cash on hand: Evidence from term loan repayments
Journal of Banking & Finance, 108, 105649. doi.org/10.1016/j.jbankfin.2019.105649.

Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle
Canadian Public Policy/Analyse de politiques, 45(2), 262-282. doi.org/10.3138/cpp.2018-023.

Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux and P.-C. Michaud
Long Term Care Risk Misperceptions
The Geneva Papers on Risk and Insurance – Issues and Practice, 44, 183–215. Published online. doi.org/10.1057/s41288-018-00116-4.

Boisclair, D., G. Lacroix, S. Marchand and P.-C. Michaud
Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program
Canadian Public Policy/Analyse de politiques, 44(2). doi.org/10.3138/cpp.2017-038.

Bissonnette, L., M. D. Hurd and P.-C. Michaud
Individual Survival Curves Comparing Subjective and Observed Mortality Risks
Health Economics, 26(12), e285–e303. doi:10.1002/hec.3506

Hurd, M. D., S. Rohwedder and P.-C. Michaud
The Distribution of Lifetime Nursing Home Use and of Out‐of‐Pocket Spending
Proceedings of the National Academy of Sciences (PNAS), 114(37), 9838–9842. doi: 10.1073/pnas.1700618114

Other Publications

  • Intergenerational Transmission of Saving Propensity: New Insights from Canadian Tax Data and Policy Changes