Publications scientifiques

Michaud P.-C., P. St-Amour
« Longevity, Health, and Housing Risk Management in Retirement »
The Journal of Finance, Early View, https://doi.org/10.1111/jofi.70077
Achou B., P. De Donder, F. Glenzer, M. Lee, M.-L. Leroux
« At home versus in a nursing home: Long-term care settings and marginal utility »
Journal of Economic Dynamics and Control, https://doi.org/10.1016/j.jedc.2025.105254.

Lacroix G., P.-C. Michaud
« Tax Incentives and Older Workers: Evidence from Quebec’s Tax Credit for Career Extension »
Canadian Public Policy, Advance Access, doi/abs/10.3138/cpp.2023-0035
Glenzer F., P.-C. Michaud, S. Staubli
« Frames, incentives, and education: Effectiveness of interventions to delay public pension claiming »
Journal of Public Economics, doi.org/10.1016/j.jpubeco.2025.105419

Boyer M., P. De Donder, C. Fluet, M.-L. Leroux, P.-C. Michaud
« La mauvaise perception des risques de longévité et de dépendance ne suffit pas à expliquer la faiblesse du marché de l’assurance dépendance (au Canada) » Revue d’économie financière, Ref 152 le financement de la dépendance.
d’Astous P., I. Gemmo, P.-C. Michaud
« The quality of financial advice: What influences recommendations to clients? »
Journal of Banking & Finance, https://doi.org/10.1016/j.jbankfin.2024.107291.
Boisclair D., C. Busby, P. d’Astous
« Financial literacy and knowledge of the retirement income system in Canada »
Journal of Financial Literacy and Wellbeing, doi:10.1017/flw.2024.4
d’Astous P., S. Shore
« Human capital risk and portfolio choices: Evidence from university admission discontinuities »
Journal of Financial Economics, doi:10.1016/j.jfineco.2024.103793

Choinière-Crèvecoeur, I., P.-C. Michaud
« Reverse mortgages and financial literacy »
Journal of Financial Literacy and Wellbeing, doi:10.1017/flw.2023.4
Faits saillants (2 pages)
Achou B.
« Housing in Medicaid: Should It Really Change? »
American Economic Journal: Economic Policy, DOI: 10.1257/pol.20200178

Achou B., Y. Décarie, L. Godbout, P.-C. Michaud, J. Navaux, S. St-Cerny
« Finance of the Nation: Mitigating the Economic Impacts of Population Aging on Growth and Public Revenues—Can the Tax Mix Help? »
Revue fiscale canadienne, doi.org/10.32721/ctj.2022.70.4.fon
Laurin, M., D. Messacar, P.-C. Michaud
« Financial literacy and the timing of tax-preferred savings account withdrawals »
Journal of Accounting and Public Policy, doi.org/10.1016/j.jaccpubpol.2021.106922.
Clavet, N.-J., R. Hébert, P.-C. Michaud, J. Navaux
« The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care? »
Canadian Public Policy, 48(S2), doi.org/10.3138/cpp.2022-031
Achou, B., P. De Donder, F. Glenzer, M. Lee, M-L. Leroux
« Nursing home aversion post-pandemic: Implications for savings and long-term care policy »
Journal of Economic Behavior & Organization, doi.org/10.1016/j.jebo.2022.06.034
Boyer, M., P. d’Astous, P.-C. Michaud
« Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions? »
Review of Economics and Statistics, doi.org/10.1162/rest_a_00973

Andersen, S., P. d’Astous, J. Martinez-Correa, S. Shore
« Responses to Eliminating Savings Commitments: Evidence from Mortgage Run-offs »
Journal of Money, Credit and Banking, https://doi.org/10.1111/jmcb.12879
Décarie, Y., P.-C. Michaud
« Counting the Dead: COVID-19 and Mortality in Quebec and British Columbia During the First Wave »
Canadian Studies in Population, doi.org/10.1007/s42650-021-00053-z
Boyer, M., F. Glenzer
« Pensions, annuities, and long-term care insurance: on the impact of risk screening »
The Geneva Risk and Insurance Review, doi.org/10.1057/s10713-020-00058-9
Bédard, N., P.-C. Michaud
« Playing with Fire? Household Debt near Retirement in Canada »
Canadian Public Policy/Analyse de politiques, doi.org/10.3138/cpp.2019-041
Fonseca, R., P.-C. Michaud, T. Galama, A. Kapteyn
« Accounting for the Rise of Health Spending and Longevity »
Journal of the European Economic Association, doi.org/10.1093/jeea/jvaa003
Achou, B.
« Housing liquidity and long-term care insurance demand: A quantitative evaluation »
Journal of Public Economics, doi.org/10.1016/j.jpubeco.2020.104353

Boyer, M., S. Box-Couillard, P.-C. Michaud
« Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge »
Journal of Economic Behavior & Organization, doi.org/10.1016/j.jebo.2019.03.022
Achou, B., D. Boisclair, P. d’Astous, R. Fonseca, F. Glenzer, P.-C. Michaud
« The Early Impact of the COVID-19 Pandemic on Household Finances in Québec »
Canadian Public Policy/Analyse de politiques, doi.org/10.3138/cpp.2020-087
Lusardi, A., P.-C. Michaud, O.S. Mitchell
« Assessing the Impact of Financial Education Programs: A Quantitative Model »
Economics of Education Review, doi:10.1016.j.econedurev.2019.05.006
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux, P.-C. Michaud
« Long-Term Care Insurance: Information Frictions and Selection »
American Economic Journal: Economic Policy, doi.org/10.1257/pol.20180227
Michaud, P.-C., A. Van Soest, L. Bissonnette
« Understanding Joint Retirement »
Journal of Economic Behavior & Organization, doi.org/10.1016/j.jebo.2019.07.013

d’Astous, P.
« Responses to an anticipated increase in cash on hand: Evidence from term loan repayments »
Journal of Banking & Finance, doi.org/10.1016/j.jbankfin.2019.105649.
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux, P.-C. Michaud
« A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle »
Canadian Public Policy/Analyse de politiques, doi.org/10.3138/cpp.2018-023.
Boyer, M., P. De Donder, C. Fluet, M.-L. Leroux, P.-C. Michaud
« Long Term Care Risk Misperceptions »
The Geneva Papers on Risk and Insurance – Issues and Practice, doi.org/10.1057/s41288-018-00116-4.

Boisclair, D., G. Lacroix, S. Marchand, P.-C. Michaud
« Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program »
Canadian Public Policy/Analyse de politiques, 44(2). doi.org/10.3138/cpp.2017-038.

Bissonnette, L., M. D. Hurd, P.-C. Michaud
« Individual Survival Curves Comparing Subjective and Observed Mortality Risks »
Health Economics, doi:10.1002/hec.3506
Hurd, M. D., S. Rohwedder, P.-C. Michaud
« The Distribution of Lifetime Nursing Home Use and of Out‐of‐Pocket Spending »
Proceedings of the National Academy of Sciences (PNAS), doi: 10.1073/pnas.1700618114