This workshop, which was held at HEC Montréal’s new downtown Montreal building, brought together researchers interested in household financial decision-making. Theoretical and empirical papers were welcome. We expected researchers from a variety of disciplines would find this workshop of interest, including economics, finance, risk management, insurance, and psychology. This workshop was held jointly by the Retirement and Savings Institute (RSI) and the Financial Education at HEC Montréal, as well as the Center for the Economic Analysis of Risk (CEAR) at Georgia State University. This was the 4th workshop in this series. Subjects of particular interest included:
- Consumption-saving decisions and investment choices
- Financial literacy and education
- Pensions and retirement
- Financial planning and advice
- Financial delinquency and bankruptcy
- Household insurance and risk management
We typically allocated one hour for each paper (40-minute presentation, 10 minutes for an assigned discussant, and a 10-minute general discussion) to provide participants with the opportunity for an in-depth presentation of their work. All sessions were held in a plenary format.