Over the last 40 years, the range of financial products for savings and risk management has grown within a context of technological advancements and transformations to workplaces and retirement options. Yet, research has shown that savers have limited financial knowledge. Moreover, perceptions and psychological factors have been shown to play a key role in their decisionmaking process. How to ensure alignment between consumers-savers, the role of the financial sector, regulatory frameworks and public policy on retirement and savings? These questions, which have been sparsely explored within Canadian universities, are the focus of the Retirement and Savings Institute (RSI) of HEC Montréal.