This workshop-conference, held on September 25, 2018, was the first in a series of Institute events intended primarily for industry professionals.
This workshop-conference, which was conducted in French, focused on the financial risks faced by seniors and some tools available to them. The event featured the work of researchers from the Retirement and Savings Institute at HEC Montréal, as well as the perspective of practitioners in the fields of insurance and financial services.
Video: A Series of Workshops
Video: The Context
Video: In Conclusion
Presentation by Martin Boyer on long-term care insurance(in French)
Slides
Corresponding Working Papers:
- Long Term Care Risk Misperceptions
- A Canadian Parlor Room-Type Approach to the Long-Term Care Insurance Puzzle
- Long-Term Care Insurance: Knowledge Barriers, Risk Perception and Adverse Selection
Videos:
Full Version
Clip #1: Low Take-up of Long-term Care Insurance
Clip #2: Risk Perceptions and Long-term Care Insurance
Presentation by Pierre-Carl Michaud on annuities and reverse mortgages (in French)
Slides
Corresponding Working Papers:
- Demand for Annuities: Price Sensitivity, Risk Perceptions, and Knowledge (annuities)
- Forthcoming (reverse mortgages)
Videos:
Full Version
Clip #1: Background of the Products
Clip #2: Demand for Reverse Mortgages
Clip #3: Demand for Annuities
Clip #4: Findings and Conclusions
PANEL OF EXPERTS
- Michel St-Germain, Mercer
- Nathalie Tremblay, Desjardins Assurances
- Eric Bisaillon, HomeEquity Bank
Moderator: Bernard Morency
Videos:
Panel Introduction
Michel St-Germain on Annuities
Nathalie Tremblay on Long-Term Care Insurance
Eric Bisaillon on Reverse Mortgages
Panel : Challenges and Opportunities of Financial Risks Associated with Old Age